Refinancing, Top-Up, Equity Release
Are you looking to release some equity in your property for the purpose of refurbishment or additional investment or simply looking to change your mortgage to get a better mortgage interest rate.
This is a very competitive market and one all banks are very keenly focused on. Key points when assessing the banks are:
- Will they pay my legal fees, and if so how long am I tied to them for e.g. one bank in the borker market if currently offering €1,000 towards the legal fee for mortgage customers switching over to them
- Will the bank look favourably on my use of funds – for example refinancing to consolidate debts is no longer available with most institutions in the Irish Mortgage Market
- What is the maximum I can borrow?
As each case is unique we would recommend you avail of our free consultation with one of our Advisors to assess what is best for you.
WARNING: Be aware that if you are looking to alter a mortgage or are considering a top-up mortgage that you factor in any changes to your existing rate, particularly if you are on a tracker mortgage.
