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By going to All Financials you have made the right choice. As an independent brokerage we can advise you without prejudice on each of the different banks mortgage offerings for first time buyers. For example:
- Which banks offer 92% loans - the max loan a bank will give
- Which bank will give me the most money i.e. which banks take account of room rental, will allow 100% of commissions and overtime etc...
- What mortgage rates apply - the difference between Fixed, Variable, Tracker and Discount mortgage rates
- What is the maximum term for a first time buyer
- Which offer mortgage breaks at the start of your mortgage - allowing you to use your initial monthly repayments to assist in refurbishing the property
- Where to get mortgage protection and who provides the cheapest cover
In addition we are flexible with regard to meeting times so you don't have to take time off work, as you would with a main street bank.
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